HAYFIELD, MN — September 15, 2026 — Return, a Midwest-based supplier of poultry litter and nutrient products, today opened the fall window of its input financing program for the 2026–27 season. Qualifying row-crop growers can finance fall nutrient purchases at a fixed 9% rate, beginning September 15, 2026 through February 28, 2027.
Row-crop farmers across the Upper Midwest are heading into fall with tighter margins than they've had in years. Projected input costs have risen even as grain prices have rallied, and for a lot of operations, getting the right financing fit matters as much as the rate itself.
Return works with more than one financing partner to offer the program, matching each grower with the option suited to their operation rather than putting everyone through the same application, whether that's a first-time financing customer or someone who's used the program before. Locking in a fixed 9% rate now takes one variable off the table heading into a tight stretch, and pairing each operation with the structure that actually fits it is meant to make the process simpler for growers, not harder, at a time when they already have enough to manage.
Pete Kapustka, Return's Director of Sales, is the one most growers will actually talk to about it. He's spent the last few weeks fielding the same conversation on repeat.
“I've had guys sit across the table from me and just do the math out loud — what they're putting down for fertilizer against what they think their corn's actually going to bring this year. That gap is real,” Kapustka said. “Giving them choices and taking some of that pressure off their plate, so they can get into whatever program actually fits. That's one less thing keeping them up at night.”
HOW TO APPLY
Growers interested in fall input financing can contact Pete Kapustka at pete@returnco.com or 507-533-5080 to review options and get started.